Elder Law & Elder Care
Serving Clients in Fort Collins and Denver and the Surrounding Area
At Legacy Law Group, we believe that your investment in your estate plan should last your lifetime and work when you need it. Your plan should focus on your care and protection as you advance in age. Your plan is more than simply preparing for the end and the legacy you wish to leave, it is your preparation for the care that may be required before the end. Our focus of elder law and elder care is on your needs as you change and evolve with age.
Legacy Law Group feels honored to be your guide and to serve you by assisting your planning for your golden years. Part of our process includes reviewing your estate plan every few years, so we are able to guide you through the process.
The practical and legal disabilities with the aging process can seem overwhelming. You deserve to enjoy your later years unburdened with worries about incapacity, long-term care and public benefits like Medicare and Medicaid. Your attorney should be passionate about helping you with these issues.
There is a lot of incorrect information out there about Medicaid rules, how assets can be protected and what happens to a Medicaid recipient’s assets when they die. We help ensure families are informed and knowledgeable of their options. We can assist you and our family in either preparing in advance for long-term care or helping once a loved one has entered a nursing facility, assisted living, or is receiving care at home.
The reality is that estate planning and preparation for long-term care are growing necessities for Americans, and our team is ready to serve you by helping you plan for your golden years. We are ready to guide you through the process. Our goal is to make a difference in your life. By calling the office, you can determine if our services are right for you and what to expect when meeting with us.
Our strategy is to help you anticipate the costs and prepare for your needs and help you determine the path forward to best prepare for your golden years. We help you navigate the bureaucracy of government programs that may serve to benefit you as well: Medicaid, Medicare, VA Pension to include Aid & Attendance.
Long-Term Care Planning
Long-Term Care Planning is focused on the prediction of and preparation for medical needs that come with advancing age. You need a strategy that assists you in attaining your desired degree and comfort of care and prepare you for the costs of such medical care. Why can’t you simply rely on your savings, health insurance, retirement, and Social Security? The answer is the high out of pocket costs for the growing needs of the elderly and the difficulty of navigating the existing government programs for assistance.
Special Needs Planning
Some people’s disability prevents them from earning a sufficient living to afford health insurance and therefore must qualify for Medicaid and other government programs based on financial need. In Colorado, the Medicaid recipient will become disqualified for help if they have $2,001 in assets. Even a small gift or inheritance may disqualify a disabled child from receiving the medical attention they need. Legacy Law Group can help you to legally protect assets to retain or obtain eligibility for these sometimes-life-giving benefits. We can also help you develop strategies to leave an inheritance or gift to a Special Needs child. A Special Needs Trust allows people to keep the benefit of their money and their public benefits. This allows the special needs child to supplement their public benefits to enhance their quality of life. Also, a Special Needs Trust may help when the person may not now qualify but, due to the nature of their injuries and their prognosis for future care, the person may outlive their money and may require need-based benefits in the future.